India me medical treatment ka kharcha din-prati-din badhta ja raha hai. Bahut se log aise hote hain jo serious bimari hone par hospital ka kharcha afford nahi kar pate. Isi problem ko solve karne ke liye Government of India ne Ayushman Bharat Yojana start ki hai.
Is scheme ko Pradhan Mantri Jan Arogya Yojana (PMJAY) bhi kaha jata hai. Iske through eligible families ko ₹5 lakh tak ka free medical treatment diya jata hai.
Ayushman Card ek health card hota hai jiske through aap government aur private hospitals me cashless treatment kara sakte hain. Is article me hum detail me samjhenge:
- Ayushman Card kya hota hai
- ayushman card kaise banaye
- Kaun banwa sakta hai
- Ayushman card kaise apply kare
- Kaun-kaun se documents lagte hain
- Hospital me card ka use kaise kare
- Iske fayde kya hain
Sab kuch step-by-step aur practical examples ke sath.

Ayushman Card Kya Hai?
Ayushman Card ek government health insurance card hota hai jo Ayushman Bharat scheme ke under diya jata hai. Is card ki madad se eligible families ko ₹5 lakh tak ka free treatment mil sakta hai.
Ye scheme India ke crores gareeb aur middle-class families ke liye banayi gayi hai jisse unko serious illness ke time financial problem na ho.
Example:
Agar kisi person ko heart surgery karani hai jiska kharcha ₹2 lakh ho sakta hai, to Ayushman Card ke through wo treatment free me ho sakta hai.
Ayushman Card Ke Fayde
Ayushman Bharat scheme ke bahut important benefits hain.
1. ₹5 Lakh Tak Free Treatment
Har eligible family ko ₹5 lakh tak free treatment milta hai.
2. Cashless Treatment
Hospital me payment karne ki zarurat nahi hoti. Treatment cashless hota hai.
3. Private Hospital Me Bhi Treatment
Ayushman scheme me registered private hospitals me bhi treatment ho sakta hai.
4. Family Ke Sab Members Cover
Is scheme me family ke sabhi members cover hote hain.
5. 1500+ Diseases Cover
Ayushman scheme me bahut saari diseases cover hoti hain.
Example:
- Heart surgery
- Cancer treatment
- Kidney treatment
- Accident surgery
Ayushman Card Banwane Ke Liye Eligibility
Ayushman Card sab log nahi banwa sakte. Iske liye eligibility check hoti hai.
Generally eligible log:
- BPL families
- Labour workers
- Rural poor families
- Socio Economic Caste Census list me naam
Agar aapka naam government database me hai to aap Ayushman card banwa sakte ho.
Ayushman Card Banwane Ke Liye Documents
Ayushman Card banwane ke liye kuch documents required hote hain.
Important Documents
- Aadhaar Card
- Ration Card
- Mobile Number
- Address Proof
Kabhi-kabhi family ID ya SECC data bhi check kiya jata hai.
यह भी पढ़े
Ayushman Card Kaise Banwaye (Step-by-Step Process)
Ayushman card banwana kaafi simple process hai.
Step 1 – Eligibility Check Kare
Sabse pehle check kare ki aap scheme ke liye eligible ho ya nahi.
Website:
Ya
https://beneficiary.nha.gov.in
Yahan aap mobile number ya ration card se eligibility check kar sakte ho.
Step 2 – CSC Center Ya Hospital Visit Kare
Agar aap eligible ho to aap nearest CSC center (Common Service Center) ya Ayushman hospital me ja sakte ho.
Waha operator aapka card generate kar deta hai.
Step 3 – Aadhaar Verification
Card banate time Aadhaar verification hota hai.
Example:
Fingerprint verification ya OTP verification.
Step 4 – Ayushman Card Generate Hona
Verification complete hone ke baad aapka Ayushman card generate ho jata hai.
Operator card print karke de deta hai ya aap online download bhi kar sakte ho.
Ayushman Card Download Kaise Kare
Online download process:
- PMJAY website open kare
- Login kare
- Beneficiary search kare
- Card download kare
Ayushman App Se Ghar Baithe e-KYC Karke Card Kaise Banaye? (PMJAY 2026 Guide)
Bharat Sarkar ki PMJAY (Pradhan Mantri Jan Arogya Yojana) ke tahat har garib parivar ko har saal ₹5 Lakh tak ka muft ilaaj milta hai. Pehle is card ko banwane ke liye CSC center jana padta tha, lekin ab National Health Authority (NHA) ne ‘Ayushman App‘ launch kar diya hai.
Ab aap apne smartphone se khud ‘Beneficiary’ login karke apni e-KYC puri kar sakte hain aur card download kar sakte hain. Chaliye jante hain iska aasan step-by-step tarika:
📝 Apply Karne Se Pehle Ye 2 Cheezein Ready Rakhein:
- Aadhaar Card: Aapka Aadhaar card mobile number se link hona chahiye (OTP ke liye).
- Ayushman App: Google Play Store se official ‘Ayushman App‘ (NHA dwara banaya gaya) download kar lein.
Step-by-Step Ayushman Card e-KYC Process
Step 1: Ayushman App Me Login Karein App open karein aur niche ‘Login’ button par click karein. Yahan aapko do option dikhenge: ‘Beneficiary’ aur ‘Operator’. Aapko humesha ‘Beneficiary’ (लाभार्थी) select karna hai. Apna mobile number daalein, ‘Verify’ par click karein aur OTP daal kar login karein.
Step 2: Apna Naam Search Karein Login ke baad aapko apni details select karni hain:
- State: Apna Rajya (State) chunein.
- Scheme: ‘PMJAY’ select karein.
- Search By: Yahan aap ‘Aadhaar Number’, ‘Family ID’ (Ration Card), ya ‘Location’ (Rural/Urban) ke jariye apna naam dhundh sakte hain. Aadhaar number sabse aasan tarika hai.
- Apna District chunein aur Aadhaar number daal kar ‘Search’ karein.
Step 3: Parivar Ki List Dekhein (Do Your KYC) Search karte hi aapke samne aapke pure parivar ki list aa jayegi. Jinka card ban gaya hai, unke aage hare rang (Green) me ‘Approved’ likha hoga. Jinka nahi bana hai, unke aage narangi rang (Orange) me ‘Do KYC’ ya ‘Unidentified’ likha hoga. Naya card banane ke liye ‘Do KYC’ par click karein.
Step 4: Aadhaar e-KYC Karein (Sabse Jaruri Step) Ab e-KYC ke liye aapko 3 option milenge: Aadhaar OTP, Face Auth, ya Fingerprint.
- Agar aapke Aadhaar me mobile number link hai, toh ‘Aadhaar OTP’ select karein.
- Verify par click karein aur dono OTP (Ek Aadhaar ka aur ek Ayushman app ka) daal kar submit karein.
Step 5: Live Photo Click Karein Aur Form Submit Karein OTP verify hote hi aapki Aadhaar ki photo aur details screen par aa jayengi. Ab aapko camera icon par click karke apni ek Live Photo (Turant ki photo) click karni hai. Niche apna mobile number, relation (mukhiya se rishta), aur Pincode daal kar form ko ‘Submit’ kar dein.
🎉 Badhai ho! Aapki e-KYC complete ho gayi hai. Jyadatar cases me card turant approve ho jata hai aur aap use wahi se PDF me download kar sakte hain!
Hospital Me Ayushman Card Ka Use Kaise Kare
Agar aapko hospital treatment karwana hai to process simple hota hai.
Step 1
Ayushman registered hospital jaye.
Step 2
Hospital me Ayushman help desk par card dikhaye.
Step 3
Verification hone ke baad treatment approve ho jata hai.
Step 4
Treatment complete hone ke baad hospital directly government se payment le leta hai.
Patient ko paisa nahi dena hota.
Example
Maan lo kisi patient ko accident ho gaya aur surgery ki zarurat hai.
Normally surgery ka kharcha ₹1 lakh ho sakta hai.
Agar patient ke paas Ayushman Card hai to wo treatment free me ho sakta hai.
Ayushman Scheme Me Kaun-Kaun Se Hospital Aate Hain
Ayushman scheme me bahut saare hospitals registered hain.
Types:
- Government hospitals
- Private hospitals
Aap PMJAY website par hospital list check kar sakte ho.
Ayushman Card Banate Time Important Tips
✔ Eligibility check zarur kare
✔ Aadhaar correct hona chahiye
✔ Registered hospital me hi treatment karwaye
✔ Card ko safe rakhe
FAQs: Ayushman Card Kaise Banaye
Ayushman Card kya hota hai?
Ye government health insurance card hota hai jisse ₹5 lakh tak free treatment milta hai.
Ayushman Card kaun banwa sakta hai?
Eligible BPL aur SECC data me listed families.
Ayushman card banane me kitna paisa lagta hai?
Usually Ayushman card free me ban jata hai.
Ayushman card kaha banega?
CSC center ya Ayushman hospital me ban sakta hai.
Ayushman card se kaun-kaun si diseases cover hoti hain?
Heart surgery, cancer, kidney aur bahut si diseases.
Ayushman card se private hospital me treatment ho sakta hai?
Haan, registered private hospitals me treatment possible hai.
Ayushman card ka limit kitna hota hai?
Har family ko ₹5 lakh tak treatment cover milta hai.
Conclusion
Ayushman Bharat scheme India ki sabse important health schemes me se ek hai jo crores families ko free medical treatment provide karti hai. Agar aap eligible ho to Ayushman card banwana bahut faydemand ho sakta hai kyunki serious illness ke time ye card financial burden ko kam kar deta hai.
Is article me humne Ayushman card banwane se lekar hospital me use karne tak ka complete process samjha. Agar aap ya aapki family eligible hai to aaj hi Ayushman card banwaye aur is scheme ka fayda uthaye.


